Welcome to Tercos Financial Limited


01472 695173

Welcome to Tercos Financial Limited, Mortgage Advisers in Grimsby


With access to hundreds of different mortgages and a wide choice of insurance products from across the market, we’ll use our expert knowledge to search to find the best ones and give you expert advice on the right course of action for your needs. 

As specialists in later life lending we also advise on Equity Release and Lifetime Mortgages as well as Retirement Interest Only mortgages.

With all this on your doorstep and a personal face-to-face service that’s tailored to your individual needs, why spend hours searching for mortgages and insurance products yourself and take the risk of not knowing for certain that you have the right one?

Simply give us a call on 01472 695173 or email and we’ll get the ball rolling.   



  • Holly S & George C, Honiton

    I cannot recommend Chris enough, he was so friendly, efficient and informative with all areas of our mortgage and life insurance. No question was a silly question and he found us the best products that suited us. A smooth process for us first time buyers! Thank you Chris!

  • Mr and Mrs G from Grimsby

    As foster carers, and both being in our sixties, living in a shared ownership property, the odds of getting a mortgage of any type was looking fairly slim. In steps Chris Pinkney, who explored all avenues on our behalf. More importantly, he was incredibly confident that we would get a mortgage. Even though the lenders had him jumping through hoops, he doggedly persisted until everything was put in place. No hurdle was too big as this is quite simply, what he does. He could have thought, there are easier ways to earn a living and cherry picked his clients, but the impression he always left us with was that he genuinely wanted to help.

  • Mr & Mrs M Patel, London

    Chris is our go to adviser when it comes to mortgages and overall financial planning. He is proactive, knowledgeable, and backs everything up with thorough and diligent research. We are really grateful to Chris for his support and hard work.

  • A J Brumby, Waltham

    Having been a customer for over two decades, I would recommend this service to all of my family and friends. The advice I have been given has always had my best interests at the forefront. Chris provides an excellent service and deals with any queries quickly, he's polite and easy to get along with, and explains policies in a manner that is easy to understand.

  • JS & MW, Croydon

    Just wanted to thank you for all your help and advice during our sale & purchase of our new house. Thanks again.

  • Mr & Mrs J C, Croydon

    Thank you again for helping us get moved and again giving us 110% support when we needed it most.  We will keep in touch for future financial plans.  Thank you again.


  • Mr K P, Croydon

    Just a quick Thanks for your hard work on my recent re-mortgage.  Looking forward to future ventures.

  • Mr & Mrs H, London

    Chris Pinkney is nothing short of exceptional. Trustworthy, committed, responsive and thoughtful. Just great.

  • Tabita Chagonda, Croydon

    Chris is an exceptionally devoted adviser, he does not do his job for money, he just wants the best for the customer, I am everso grateful  I feel that I have been treated more than a client, its family.

  • Mr & Mrs Y M, London

    My husband & I were so pleased that we finally had our first contract done and looking forward to the completion.  We would like to say a big thank you to you.  Without your help this purchase wouldn’t have gone smoothly.  I would definitely recommend your outstanding services to my friends if they need a mortgage or remortgage

  • Mr & Mrs A, Shirley

    My wife & I could not have been happier with the help and advice we got from Chris.  He made our recent move and remortgage hassle free despite the best efforts of the lender.  Many many thanks.

  • Tony Dance, Forrest Row

    Chris has helped me with two re-mortgages and in both cases he has acted professionally and promptly whilst also being approachable, friendly and patient, explaining everything clearly and correctly. I would highly recommend Chris.

  • Michael Harry, Croydon

    I have known Chris for over 20 years and he has assisted me with many things such as house purchases, remortgages and equity release. Chris is always willing to go the extra mile to do the best he can for me as a customer. Chris has been such a great help over the years I have recommended him to many members of my family and also friends and this is purely down to his customer service and willingness to help.”

  • Richard & Bethany Borg-Fenech, Cleethorpes

    Fantastic service from Chris and Karen. We have used Tercos Financial a number of time’s now and will not be looking elsewhere for mortgage services. I cannot recommend enough.